Latest Decodes
Why Most Retail Investors Underperform the Market (Data-Backed Explanation)
Many retail investors enter the stock market with one goal: to beat it. Yet, year after year, data shows that most individual investors fail to match, let alone outperform, broad market indices like the NIFTY 50 or the SENSEX. If the NIFTY 50 delivers an average annual return of 12%,
Rupee at 90! The misconception of RBI “Doing Nothing”
Table of Contents The misconception — “RBI is doing nothing” Rupee hit 90! This is the headline of all the news papers as well as news channels in India. Diversified people think diversely, but often it’s surrounded with misconceptions. What people believe: Rupee hit 90 RBI silent Therefore, policy failure
Can a Student Start Investing With ₹500? A Simple Beginner’s Guide
For many students, investing feels like something meant for people with high salaries and extra money. When you’re managing pocket money or a small stipend, ₹500 can feel too small to matter. But the truth is simple: Investing is not about how much you start with, it’s about starting early.
Why Blinkit & Zepto Workers Are Striking: India’s Gig Economy Crisis
India’s gig workers, especially delivery partners for Blinkit, Zepto, Swiggy, Zomato, Amazon and others have launched a nationwide strike across major cities on New Year’s Eve (31 Dec 2025). The movement has captured public attention due to the timing i.e. peak delivery season and the scale of participation, with over
“Work Hard, You’ll Succeed” Not Really
Whenever you ask someone for career advice, there are always these motivating advices like ‘follow your passion’ or ‘hard work makes things possible’. Advices like these sounds motivating, but economically it makes no sense. Why? Because it ignores how markets, incentives, risk, and timing actually work. But don’t worry I
Cybersecurity Is an Economic Problem, Not Just a Tech Issue
When people hear the word cybersecurity, they usually imagine hooded hackers, complex code, firewalls, or IT teams working behind screens. But in reality, cybersecurity is less about technology and more about economics – about incentives, costs, risks, and human behaviour. Cyberattacks don’t just break systems; they disrupt markets, destroy trust,